Dôvera will this year have to pay the instalment in amount of more than € 25.8 million from almost € 180 million loan. From this loan were paid the liabilities against shareholders. Last year the operation costs of Dôvera reached € 26.5 million, an amount identical to the one, which insurance company will have to pay this year only for the instalment. Health insurance companies, however, have the statutory limit on how much they can spend on their operation. In 2011 Dôvera could have spent on its administration up to almost € 40 million.